Kitchen Easy Payment Plans
* Terms and conditions apply. Subjet to status. For orders before 30 September 2010. Deposit of 50% payable. Kitchen Easy Payment Plans
* Terms and conditions apply. Subjet to status. For orders before 30 September 2010. See an example.
Kitchens - Protection, Affordability, Flexibility
A loan from Hitachi Capital can help you buy things you really want. By selecting Hitachi Capital to fund your home improvement you will benefit from the following: Peace of Mind with Consumer Credit Protection
65% of KBBC customers purchase with our payment plans, for ease and peace of mind. KBBC and Hitachi Capital act as joint suppliers; both businesses have responsibility for the goods supplied. From the moment we send your acceptance letter your deposit is safeguarded and we will uphold your home improvement product guarantee. We only work with companies whose guarantee we feel confident in upholding.


Affordability
With our account you can spread the cost of your purchase to provide a repayment that suits your budget and keeps your savings intact. You may choose to keep your repayments as low as possible, spreading them over our maximum period, or if it suits your budget, you can make extra payments, up to the same amount of your minimum repayment, to shorten the life of your loan.


Flexibility and Control
The great news is, you are in control. If there are times when you can spare a little more money you can make additional repayments, up to the same amount of your minimum repayment. By doing so, you will actually control the amount of overall interest charged, because we only charge interest on your outstanding balance.

So, as the length of the loan period reduces with additional payment, so does the amount of interest you would otherwise have had to pay.


Your Account Illustration
This graph demonstrates how the life of your account and total extra will decrease with increased capital payments. Details are shown in your credit agreement.


What Happens Next
Hitachi Capital Approval
Shortly after your loan is approved and executed, we will write to you with a copy of your credit agreement.

Account Opened
When your account is opened we will write to you with details of your account including your account number and date and amount of first repayment.

Repayments
Your first payment will be due after your account is opened in accordance with your credit agreement.
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